On the road & water

RV & motor home insurance in Tennessee

A vehicle, a living space, and a different set of questions.

Illustration of a motor home with a side door, windows and two wheels near trees.

A motor home combines vehicle and living-space exposures. Richard Moore Insurance Agency offers motor home insurance discussions for Tennessee owners. Tell the agency about the vehicle and your travel pattern so it can explore suitable options.

What to discuss

A closer look at the coverage.

Travel and parked use

Ask how the policy applies on the road and at a campsite, including any liability protection while parked.

The RV and belongings

Review physical damage valuation, deductibles, personal effects, permanently installed equipment, and any stated limits.

Your travel pattern

Describe full-time living, long trips, storage, towing, and any rental use. An occasional-use policy may not fit other arrangements.

Come with questions

Ask before you decide.

Does this policy fit the way I use and occupy the RV?
What roadside assistance or trip-interruption options are available?
How are a towed vehicle or separate travel trailer handled?

A useful starting point

What to have handy.

RV identification, purchase, and financing information
Use, travel, storage, and occupancy details
Current insurance and questions about belongings

Please use the agency’s quote form for requested personal information. Avoid sending sensitive documents through ordinary email.

Keep the policy details in view

Motor homes and towable trailers are not identical insurance risks. Full-time occupancy and rental activity require explicit discussion. Available terms and programs depend on the insurer and underwriting.