For your business

Business insurance in Tennessee

Your business is specific. The conversation should be, too.

Illustration of a brick storefront with striped awning and surrounding greenery.

A storefront, service business, and home-based operation can have very different exposures. Richard Moore Insurance Agency offers business insurance conversations, including general liability, for Tennessee business owners. Describe what your business actually does so the next step fits the work.

What to discuss

A closer look at the coverage.

General liability

Discuss third-party injury, property damage, and other liability exposures. Coverage depends on the policy; general liability does not cover every type of business loss.

Your operations

Explain customer visits, jobs away from the premises, subcontractors, contracts, products, and equipment. These facts can affect the coverage discussion.

Additional questions

Ask about commercial property, business income, professional liability, cyber risks, vehicles, and employees as relevant. The agency can clarify what it can arrange for your operation.

Come with questions

Ask before you decide.

Does the policy describe all of the work we perform?
What does a customer contract require beyond a certificate of insurance?
Which losses would need a separate policy or endorsement?

A useful starting point

What to have handy.

Business activities, location, and ownership details
Revenue, payroll, and subcontractor information as applicable
Current policies, lease, and insurance requirements in contracts

Please use the agency’s quote form for requested personal information. Avoid sending sensitive documents through ordinary email.

Keep the policy details in view

A certificate summarizes coverage information and does not itself change the policy. Do not assume general liability includes employee injuries, professional mistakes, cyber incidents, or business auto use. Requirements and available products vary.